Platinum BusinessCard with Unlimited Rewards Issued by Advanta
	Overall Rating Benefit Rating	Special Offer: 0% APR for 15 Months and is applied to Balance Transfers. APR (Purch): 7.99% Annual Fee: $0 Category: Business
Review
The Platinum BusinessCard with Unlimited Rewards, issued by Advanta, is designed for business owners who are looking to consolidate business expenses onto one credit card account and would like to earn rewards for business purchases. Through the rewards program, cardholders will earn one point for every dollar they spend on purchases. Points can be redeemed for travel, gift certificates, merchandise, and checks in $50 increments once 5,000 points are earned. There is no limit on the number of points that can be earned and points will expire after three years. Many common platinum business features can be found with this card, such as auto rental insurance, extended warranty coverage, itemized expense reports, and online account access. Cardholders are also offered discounts on various products and services from participating retailers and merchants.a The card has no annual fee and has an attractive long term 0% introductory rate on balance transfers. This card also has a very reasonably low interest rate that applies as long as payments are up to date. Applicants should review the terms and conditions provided by the card issuer. Therefore, individuals who may occasionally carry a balance and plan to take advantage of the additional benefits and services provided (especially the retailer and merchant discounts) will benefit most from what the Platinum BusinessCard with Unlimited Rewards has to offer.
Review Date: 12/3/2008
Most Attractive Feature(s): No annual fee; discounts on various products and services; choice of travel rewards or cash back program.
Least Attractive Feature(s): APRs based on the highest Prime Rate during a 90-day period.
Additional Perks
Various Internet account related services. Personalized business design. Personalized business checks. Personalized billing date. Online statements and management reports. Auto rental insurance. Purchase protection. Extended warranty for purchases. Discounts on products and services at participating merchants and retailers. Compatible with Quicken® and Microsoft Money® software. Access to travel rewards or rebate program. See website for additional benefits.
Important Notations
Cardholders can only enroll in either the cash back rebate program or the travel rewards program. The APR is based on the highest Prime Rate during a 90-day period. The variable APR for cash advances varies according to the applicant's credit history and will be either 19.99%, 24.99%, or 29.99%. See website for complete terms and conditions of card usage and application disclosure.
Note: The review on this card was updated on 12/3/2008. The review is believed to be accurate during the update, however, information posted may have changed since the update. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application. Credit card review information is provided by CardOffers.com, Inc.